Lowest Fee

Posted on: February 24th, 2010 by
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Lowest Fee
Lowest Fee
How to avoid paying overdraft fees/banks with lowest overdraft fees?


Bank of america is very stealthy in charging overdraft fees. For instance, my account had a certain amount of money, I went and used my debit account for several different transactions. I log in this morning and found 6 negative transactions. Why? Because Bank of America cashed a check I wrote several days prior, that day but never bother to display this as being cashed in my online account, overdrawing it. So I now I owe $35 several times over for small charges as low as $.95! This is very deceptive. How can I avoid paying these ridiculous fees? I am not rich and cannot afford to have thousands sitting in my account. Any banks with lower fees and less deceptive practices than bank of america?

It is YOUR responsibility to keep a good checkbook register which reflects how much money you really have. Since you wrote that check, you should have known to look for it on line before accepting that number as a true balance. It is not the bank's fault that whoever you sent that check to was slow depositing or cashing it. My mom just deposited a couple of checks she had misplaced from last April. If the people who wrote them thought as you do, they are in for a surprise.

What I do to avoid such fees is attach a "line of credit" to my checking account which covers such overdrafts. It is credit and I must pay it back, but that cost is usually less than one overdraft fee and avoids the complications of other checks bouncing or adding up more fees.

It used to be a free service, but lately banks are starting to charge a fee for it. Still, it is much cheaper than your experience and avoids nicking your good name with the bank.

There are times when I do so on purpose ... such as real estate tax time.



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which university in australia has the lowest tuition fee?


i have HND in electrical enginerring and i need to proceed on my postgraduate diploma in australia.

Griffith University is pretty well priced. it is still expensive, but it's probably the least expensive.
but it is a really really good university.
love it

don't even think about Bond University because it is insanely expensive.
you can check out tuition prices for:
QUT
UQ
(these are universities in queensland, but some universities are all over Australia)

that's all i can really think of
(:


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